Profile
“My strongest professional quality is my ability to build trust and long-term relationships, whether with clients, colleagues, or stakeholders”
Danny Ibrahim,
KeyRate Mortgage
Carole Dagher is general counsel, chief administration and sustainability officer at HomeEquity Bank.
Prior to joining HomeEquity Bank, she established herself as a trusted legal advisor across various industries, starting her career practicing in the capital markets group at Shearman & Sterling LLP, then spent 14 years in progressively senior legal roles in the banking industry and just under five years at Loblaws as head of retail legal, vice president.
Dagher’s expertise lies in aligning legal and administration strategies with organizational objectives to drive success, leading cross-functional legal and administration teams, and providing strategic legal and business counsel on key initiatives to foster growth.
Beyond her legal expertise, she also demonstrates a deep commitment to mental health advocacy, rooted in her lived experience with mental illness. She has channeled her mental health journey into an impactful mission to raise awareness and destigmatize mental health, including on behalf of the Centre for Addiction and Mental Health (CAMH) and the CAMH Foundation.
Dagher graduated from Osgoode Hall Law School and is dual-qualified in New York (2002) and Ontario (2006), and was honoured with the Law Society Medal by the Law Society of Ontario in May 2024. She is the co-editor of The Right Not to Remain Silent: The Truth About Mental Health in the Legal Profession.
200 Bay Street, Suite 3500, Toronto, ON M5J 2J1
437-318-8747
cdagher@heb.ca
linkedin.com/company/homeequitybank
homeequitybank.ca
Carole Dagher
General Counsel & Chief Administration and Sustainability Officer HomeEquity Bank
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Bio
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Profile
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Bio
Milestones
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Bio
Milestones
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made”
Danny Ibrahim,
KeyRate Mortgage
2002–2005
2006–2017
2017–2019
2020–2025
2025–Present
Associate at Shearman & Sterling LLP
2002–2005
Managing Counsel at CIBC
2006–2017
VP, Legal at Scotiabank
2017–2019
VP, Legal at Loblaw Companies Limited
2020–2025
Chief Administration Officer & General Counsel at HomeEquity Bank
2025–Present
Assistant Vice President and Senior Broker at MJ Hall & Company since 2018
Present
Milestones
Aug 2022
Milestones
Sept 2021
Feb 2022
Apr 2022
Jul 2022
Aug
2022
Suncorp Bank introduces Solar Home Bonus offer for customers who are choosing renewable energy for their homes
Sept 2021
Month-on-month market share growth commences
Feb 2022
Suncorp Bank wins the Canstar award for most outstanding value in investment loans
Apr 2022
Suncorp Bank wins Money Magazine’s Bank of the Year and Business Bank of the Year awards for the fifth year in a row
Jul 2022
Suncorp Bank’s turnaround times are the lowest they have ever been. The lender becomes Australia’s first certified carbon neutral bank for both its operation and transaction services
Aug 2022
Milestones
As a founding member of WOW! (Women. Opportunity. Winning.), an employee resource group created for all women of Ryan Specialty, Phillips Topping has long championed for women in the industry.
“It’s very important to set an example and to not only inspire but mentor other females,” she adds.
In addition to her sharp marketing eye, the key to Phillips Topping’s success lies in her high-energy approach and positive attitude.
“As the leader of a team, it’s important to motivate and encourage your team members. People work very hard and do their best and it’s important to recognize these efforts. For my career overall, my attitude has been one of curiosity. The more you can learn, the better you’ll understand the business, and then the deeper your knowledge will become, making you a better team member.”
Chief underwriting officer of executive risk at Chubb
President of financial insurance solutions at Kemper
Chief underwriting officer at Axis Capital
CEO of global Insurance at Endurance
CEO of global Insurance at Sompo International
A significant part of his focus today is staying ahead of regulatory change while maintaining a seamless client experience. He tracks updates from regulators and lenders closely and works with his teams to adjust systems as needed.
“My approach to my role and my career has always been rooted in passion, focus, and a relentless pursuit of excellence,” he says. “I’ve never been driven solely by profit or business metrics. I believe in hiring great talent, trusting them, and pushing boundaries because innovation doesn’t come from playing it safe.”
His experience isn’t limited to Canada. Ibrahim has worked in the US and UAE, which shaped his global perspective and comfort with adapting to different markets. He thrives on risk, viewing setbacks as stepping stones to progress.
“I’ve always believed that if you love what you do, you’ll never settle, and that attitude has guided every decision I’ve made,” he adds.
That outlook continues to guide his work and reflects his broader goal of helping move the industry forward. Through his brokerage, lending company, and legal services, Ibrahim is focused on creating long-term value for his clients, his teams, and others working in the field.